Majestic Solution™️

NO 4506-T Required! Meet our newly updated VOE only product.

Product Overview

640
Minimum FICO

80
Max LTV

Conforming

Max Loan Amount

Program Code

MS030 / MSHB030

80% LTV, Minimum 640 FICO, and VOE Only

This program offers employed borrowers more options to qualify for a loan.
– 3rd Party Verification of Employment may be utilized when the only source of earnings is wage/salary
– No W-2’s, No Paystubs, No Tax Returns, No 4506-T
– Reserve may not be required


Additional Details

– Two years work history with same line of work
– Max DTI 49.9%
– First Time Home Buyers allowed