YOUR FIRST HOME LOAN: 7 TIPS FOR SUCCESS
SHOULD I APPLY FOR A MORTGAGE WITH BAD CREDIT?
PRE-QUALIFIED VS. PRE-APPROVED: WHAT’S THE KEY?
MORTGAGES FOR MILLENNIALS- YOUNG BUYERS FINALLY SAYING YOLO!
MORTGAGE TYPES: WHICH IS BEST FOR YOU?
FAQS & VA LOANS
Thinking about getting a VA loan? Have some questions? Odds are the answers can be found in our VA FAQ post.Are VA loans just for veterans?No, VA loans are available for not just veterans but active duty personnel with at least 181 days of service, members or veterans of the National Guard and Armed Forces Reserves with at least six years of servic .....POSTED ON October 10, 2017
EVERYTHING YOU SHOULD KNOW ABOUT FHA MORTGAGE INSURANCE
Of the three government-backed mortgage programs, the FHA loan is by far the most popular. There are no income limits for FHA loans, the property can be located pretty much anywhere anyone can access the program. The government guarantee with FHA loans provides that should the borrower ever go into default the lender will be compensated for the los .....POSTED ON October 10, 2017
DO JUMBO LOANS QUALIFY FOR HARP 2.0?
HARP 2.0 has been a very successful program and is set to expire at the end of this year but HARP didn’t start out as a success. As the economy was struggling to gain footing during the recession Congress put together a special mortgage program that allowed homeowners who were underwater refinance their current loan and take advantage of the lower .....POSTED ON October 10, 2017
BEST US CITIES TO BUY A HOME
There really is no shortage of “Best Of” lists for pretty much anything we might imagine. Companies everywhere push out survey results which in turn will become reading material in various publications and on websites. And when you search for “best US cities to buy a home” you’ll find multiple lists based upon various factors. Such lists might conc .....POSTED ON October 10, 2017
ARE YOUR BANK STATEMENTS KEEPING YOU FROM GETTING A MORTGAGE?
Lenders need to validate your credit history, income and how much funds you have available to close on a purchase transaction. After you submit a loan application, the lender will also pull a credit report and obtain a credit score to validate a responsible credit history. Your pay check stubs and W2 forms will show how much money you make and if y .....POSTED ON October 10, 2017