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majesticloan.com

VA Cash Out Refinance Guidelines for 2017

May 24, 2017There’s no doubt the VA home loan is one of the veteran’s most valuable benefits. Being eligible for a VA home loan means getting a mortgage that doesn’t require a down payment while still offering competitive interest rates. That means coming to the closing table with as little money as possible when buying a home and financing the .....

POSTED ON May 31, 2017
majesticloan.com

How to Find a Manufactured Home Lender and What to Look For

May 23, 2017Manufactured housing has come a long way over the past few decades. Originally tagged as “mobile homes” back in the 1930s, today’s manufactured home is built to rigid standards issued by the Department of Housing and Urban Development, or HUD. They are an excellent option for those wanting a lower cost home while still living in a q .....

POSTED ON May 31, 2017
majesticloan.com

No Money Down Loans?

May 18, 2017There are mortgage loan programs that require zero money down. If you’re a veteran or active duty and have at least 181 days of service, you’re eligible for a VA loan which requires no down payment. USDA loans are another government-backed mortgage program that doesn’t need a down payment yet the property must be located in an appro .....

POSTED ON May 18, 2017
majesticloan.com

New Mortgage Rules and How to Make the Most of Them

May 17, 2017You may or may not have noticed, especially if  you’re not in the mortgage business, but 2017 did bring a few changes to the mortgage industry. The majority of all loans made today are those underwritten to guidelines set forth by Fannie Mae and Freddie Mac. When a lender approves a loan using these standards the loan is then e .....

POSTED ON May 18, 2017
majesticloan.com

How to Get Approved for a Home Loan Today

May 16, 2017For those about to embark on a home purchase and it’s their first time, they really don’t appreciate how easy the approval process is compared to several years ago before automated underwriting took over. In the past, a loan was completely documented before an underwriter ever looked at the loan file. A fully documented loan package .....

POSTED ON May 18, 2017
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