YOUR FIRST HOME LOAN: 7 TIPS FOR SUCCESS
SHOULD I APPLY FOR A MORTGAGE WITH BAD CREDIT?
PRE-QUALIFIED VS. PRE-APPROVED: WHAT’S THE KEY?
MORTGAGES FOR MILLENNIALS- YOUNG BUYERS FINALLY SAYING YOLO!
MORTGAGE TYPES: WHICH IS BEST FOR YOU?
Self-Employed Refinance Tips
June 1, 2017When applying for a refinance self-employed borrowers are evaluated a bit differently compared to someone that receives a pay check from an employer on the 1st and 15th of every month. When lenders decide whether or not a borrower can afford to make the monthly payments they compare total monthly credit obligations, including the ne .....POSTED ON June 1, 2017
How to Buy Your First Home
May 31, 2017Ready to finally stop renting and buy your very first home? Current homeowners will tell you it was an exciting process to finally own their own place and quit sending their landlord rent money each month. And a pleasant surprise is that mortgage interest is actually tax deductible, reducing your annual income tax liability for thos .....POSTED ON May 31, 2017
How Refinancing Your Mortgage Can Lead to Home Upgrades
May 30, 2017Thinking of refinancing your mortgage? Maybe you just submitted your refinance application because you got a better rate or you’re switching in to a fixed rate loan from a variable one? During the process, have you also thought about making some home improvements along the way? While your loan is in process, talk to your loan office .....POSTED ON May 31, 2017
How Can CalHFA Benefit Teachers?
May 26, 2017The California Housing Finance Agency provides guidelines for approved mortgage lenders to help first time home buyers and low to middle income buyers finance their home using a special program called the CalHFA home loan. The Agency doesn’t approve the loan but does purchase the approved CalHFA home loan from lenders. There are sev .....POSTED ON May 31, 2017
Are Online Mortgage Approvals Safe?
May 25, 2017It was back in the late 1990s that online mortgage applications were first made available. Back then, borrowers had a choice between applying online, faxing or mailing an application or meeting with a loan officer face-to-face. It took some time however for consumers to get comfortable submitting an online mortgage application as th .....POSTED ON May 31, 2017