The recent security breach on Equifax’s servers is still making the headlines. And rightfully so because it’s the biggest of such digital heists and even more importantly it directly affects consumers. It was also recently announced there are another 2.5 million stolen identities to bring the total to 145.5 million affected. So should you be concerned at all? Are there some things you should do now that the breach has finally been made public?
The swipe was more than just names and addresses but also complete social security numbers as well. This is enough information for the bad guys to open up new credit accounts in your name or even charge things on existing credit accounts. If you haven’t already, you need to visit www.annualcreditreport.com to get an updated copy of your credit report. This site is sponsored by the three main credit repositories. Look for any new charges or new accounts. If you see any suspicious activity, dispute it immediately. To see if your information was one of the 145.5 million, you can log onto another site sponsored by Equifax at www.equifaxsecurity2017.com and see if you’re a victim.
Disputed information will be validated but immediately the offending data will be temporarily taken off your account. But the unfortunate kicker here is that you must be proactive with this breach because Equifax doesn’t have any plans to send out any communication to consumers letting them know. At least at this stage there appear to be no plans. There’s no better time to be prudent with your credit files and it only takes a minute or two.
Questions or concerns? Click below to chat with a home loan expert now!